Financial Information

The tuition and fees listed below are those known as of the publishing of the Bulletin. Though the College strives to keep the necessary expenses of attendance to a minimum, it must maintain the right, upon approval of the Board of Trustees, to make necessary changes without reprinting this publication. All tuition and fees, not covered by completed Financial Aid, are due in full at the time of registration. In-state students with charges in excess of $1,700 may take advantage of the college’s Deferred Payment Plan, which carries a $25, nonrefundable service fee. To utilize this plan, students must pay one-half of the semester’s registration fees, plus any unpaid prior balance. Students will be invoiced for the remaining balance approximately 30 days after classes begin, and the final payment will be due within 60 days. Students will be assessed a late payment fee of $60.00 for balances not paid in full by October 31st for fall semesters and March 31st for spring semesters.  All outstanding balances must be paid before a student may register for another term or receive an official transcript. Students who are registered in Mini Term session courses only are not eligible to participate in the Deferred Payment Plan. Deferred Payment Plans are not offered for Summer sessions.

*Books and supplies for some programs may exceed this estimate. Some courses may require a mandatory e-Book payable at the time of registration. Fee amounts will vary depending on the cost of each book. Some Career-Technical and Health Science Programs may have a class-specific machine, uniform, or lab bag purchase requirements.

***These fees are non-refundable

PLEASE NOTE: All school fees must be paid before a transcript will be issued. Any balance from prior semesters must be paid by cash, money order, or certified check. Personal checks will not be accepted.

*See rates at top of the page.

**Students may choose to add a weekend meal plan for an additional cost of $125.00 (per semester).

***Indicates non-refundable fees.

The above example does not include special fees such as Career-Technical Program Fee, Mississippi Virtual Community College Fee, or Nursing Program Fee.

General Information

1. Residency Requirements - The college applies the following definitions as required by state law in the classification of students as residents or non-residents for the assessment of fees:
   1. LEGAL RESIDENCE OF A MINOR. The residence of a person less than twenty-one (21) years of age is that of either parent. If both parents are dead, the residence of the minor is that of the last surviving parent at the time of that parent’s death, unless the minor lives with his or her legal guardian, duly appointed by a proper court of Mississippi in which case the residence becomes that of the guardian.
   2. LEGAL RESIDENCE OF AN ADULT. The residence of an adult is that place where he or she is domiciled, that is, the place where he actually physically resides with the intention of remaining indefinitely or of returning there permanently when temporarily absent.
   3. EFFECT OF REMOVAL OF PARENTS FROM MISSISSIPPI. If the parents of a minor who is enrolled as a student in an institution of higher learning move their legal residence from the State of Mississippi, the minor is immediately classified as a nonresident student.
   4. ADMISSION OF MISSISSIPPI RESIDENT. No student may be admitted to any institution of higher learning as a resident of Mississippi unless his residence, as defined hereinabove, has been in the State of Mississippi preceding his admission.
   5. RESIDENCE STATUS OF A MARRIED PERSON. A married person may claim the residence status of spouse or may claim independent residence status under the same regulations, set forth above, as an adult.
   6. CHILDREN OF PARENTS WHO ARE EMPLOYED BY INSTITUTIONS OF HIGHER LEARNING. Children of parents who are members of the faculty or staff of any institution under the jurisdiction of the board of trustees of any community/junior college or the board of trustees of state institutions of higher learning may be classified as residents without regard to the residence requirement of twelve (12) months, for the purpose of attendance at the institution where their parents are faculty or staff members.
   7. MILITARY PERSONNEL ASSIGNED ON ACTIVE DUTY STATIONED IN MISSISSIPPI. Members of the Armed Forces on extended active duty and stationed within the State of Mississippi may be classified as residents for the purpose of attendance of state-supported institutions of higher learning and junior colleges of the State of Mississippi. Resident status of such military personnel, who are not legal residents of Mississippi as defined under “Legal residence of an adult,” subsection 2, shall terminate upon their reassignment for duty in the continental United States outside the State of Mississippi.
   8. CHILDREN OF MILITARY PERSONNEL. Resident status of children of members of the Armed Forces on extended active duty shall be that of the military parent for the purpose of attending state-supported institutions of higher learning and junior colleges of the State of Mississippi during the time that their military parents are stationed within the State of Mississippi and shall be continued through the time that military parents are stationed in an overseas area with last duty assignment within the State of Mississippi, excepting temporary training assignments enroute from Mississippi. Resident status of minor children shall terminate upon reassignment under Permanent Change of Station Orders of their military parents for duty in the continental United States outside the State of Mississippi, excepting temporary training assignments en route from Mississippi.
   9. CERTIFICATION OF RESIDENCY OF MILITARY PERSONNEL. A military person on active duty stationed in Mississippi who wishes to avail himself or his dependents of the provisions of subsection 7, must submit a certificate from his military organization showing the name of the military member; the name of the dependent, if for a dependent; the name of the organization of assignment and its address (may be in the letterhead); that the military member will be on active duty stationed in Mississippi on the date of registration at the state-supported institution of higher learning or junior college of the State of Mississippi, that the military member is not on transfer orders; the signature of the Commanding Officer, the Adjutant, or the Personnel Officer of the unit of assignment with signer’s rank and title. A military certificate must be presented to the Registrar of the state supported institution of higher learning or junior college of the State of Mississippi each semester or tri-semester at (or within 10 days prior to) registration each semester for the provisions of subsection 7 of this act to be effective.
   10. STUDENT MUST REGISTER UNDER PROPER RESIDENCE STATUS; PENALTY. The responsibility for registering under his proper residence status is placed upon the student. In addition to any administrative action which may be taken by governing authorities of the state-supported institutions of higher learning or junior colleges concerned, any student who willfully presents false evidence as to his residence status shall be deemed guilty of a misdemeanor, and upon conviction thereof may be fined not to exceed $100.
2. Out-of-state Students - Students who are admitted to Northwest Mississippi Community College on the basis of an out-of-state high school or college transcript may be required to submit a residency survey form and provide documentation of legal residency. In addition, the student will be required to sign a legal resident affidavit. Students whose legal residence is in question will be classified as out-of-state and assessed out-of-state fees at the time of registration. The deadline for receipt of all documents will be seven (7) days after the last day of late registration. Please refer to the catalog or class schedule for this date. No adjustments to fees will be made after this deadline.
3. Part-time Students - A student who enrolls in a minumum of 15 hours for all terms combined during a regular semester is considered a full-time student for tuition purposes. Anyone who enrolls for fewer hours is classified as a part-time student. The General Registration Fee for part-time students and for those who audit courses is $160 per semester hour in-state and $260 per semester hour out-of-state. THIS FEE IS PAYABLE AT REGISTRATION.
4. Parking Fee - Students are charged a parking fee of $20.00 per semester. A fee of $5 will be charged for each additional parking decal needed.
5. Replacement of ID Card - The cost of the original ID Card is included in the General Fee. The cost of replacement for a lost ID Card or a card mutilated beyond recognition is $25.00. The ID Card is used for admission to college-sponsored events. The ID Card is to be forfeited before withdrawal from school is complete.
6. Room Reservation Fee - All students interested in living on campus should submit a room reservation fee along with their housing application. The $85.00 room reservation fee is non-refundable, and can be transferred to uninterrupted future semesters of on-campus living. 
7. Books - Books are sold by the College Bookstore. The cost of books for a semester is estimated to range from $600 to $800. Books and supplies for some programs may exceed this estimate. Some courses may require an e-Book that is due at the time of registration. Access to these books will be through Canvas on the first day of class.
8. Meal Plan - ALL RESIDENT STUDENTS ARE REQUIRED TO PURCHASE MEAL PLAN B ($925). Those students residing on campus on weekends may purchase Meal Plan A ($1,050) which provides for 19 meals, three per day on Monday through Friday and two per day on Saturday and Sunday. All board fees are due at the time of registration. Meal plans are also available for commuter students.
9. Room Fee - Room Fee is payable at Registration - if a student moves from a low-rent residence hall to a higher-fee residence hall at any time during a semester, the increase in rent is payable in the Business Office before the move is officially completed.

Business Regulations

Refund Policies

Northwest Mississippi Community College allows students who withdraw completely from the college during the early portion of a term an opportunity to receive a percentage of their paid out of pocket tuition expenses refunded to them. The percentage refunded is determined based on the date the official withdrawal recorded.

The Registration Fee and Online Fees are nonrefundable.

1. Fall/Spring Full Term Classes
   1. 100% refund if the official withdrawal is made prior to the beginning of the term.
   2. 75% refund if official withdrawal is made during the first week after regular registration. Students will be responsible for 25% of the incurred tuition charges.
   3. 50% refund if official withdrawal is made during the second week after regular registration. Students will be responsible for 50% of the incurred tuition charges.
   4. 25% refund if the official withdrawal is made during the third week after regular registration. Students will be responsible for 75% of the incurred tuition charges.

No refunds will be made after the end of the third week of registration, including e-Book fees.

2. Summer/Winter Classes and Nonstandard Term Classes
   1. 100% refund if the official withdrawal is made prior to the beginning of the term.
   2. 75% refund if the official withdrawal is made on the first day after regular registration. Students will be responsible for the 25% of the incurred tuition charges.
   3. 50% refund if the official withdrawal is made during the second day after regular registration. Students will be responsible for 50% of the incurred tuition charges.
   4. 25% refund if the official withdrawal is made during the third day after regular registration. Students will be responsible for 75% of the incurred tuition charges.

Students who withdraw during the designated periods where refunds would be issued will receive any funds due to them after registration for the nonstandard terms concludes.

3. Meal Plan - A pro-rated portion of a meal plan is refunded when a student officially withdraws, or officially vacates their assigned residence hall room and requests that their meal plan be canceled. Meal plans are pro-rated on a weekly basis for the future weeks of the semester. NO MEAL PLAN REFUNDS WILL BE MADE AFTER THE LAST DAY TO WITHDRAW FROM A COURSE.
4. Ranger Bucks- The balance of the Ranger Bucks is refunded when a student official withdraws during the allowable refund period.
5. Institutional Scholarships will only cover direct costs to attend Northwest, such as tuition, room, and meal plan. Scholarships cannot be used to cover the costs of textbooks or other expenses above tuition, room and meal plan. Scholarships cannot exceed cost of attendance minus other aid received. Scholarships will not “stack” against any federal aid awarded. Federal aid overrides all scholarships with the exception of a Foundation Scholarship. Students receiving scholarships must attend Northwest for a minimum of six weeks during the semester in which they are awarded a scholarship. Any student who officially or unofficially withdraws prior to the six-week requirement shall not receive the scholarship previously awarded. Each student shall also be required to maintain specific academic standards relative to the scholarship awarded. These standards are included in the acceptance letter which is signed by the student at the beginning of each academic year.
6. Special Fees - Other than required deposits, these fees are not refundable.
7. Official Withdrawal - A student who finds it necessary to withdraw from school for any reason should do so properly. The proper withdrawal procedure is as follows:
   1. Students are to log into their MYNWCC School Portal via the website using student credentials. Once logged in, navigate to the bottom to select the Complete Withdrawal Form.
   2. After completing and submitting the Complete Withdrawal form, it is received, reviewed, and turned in to the Office of Admissions and Records for processing.
   3. This form is used only if you are withdrawing from ALL classes for the current semester and is processed as long as it was not submitted past the withdrawal deadline. 
   4. Refund of any payment due will be made at the Business Office.

A student who properly and officially withdraws will receive a grade of “W” (official withdrawal) in all classes. Withdrawal must be made by the earliest date of withdrawal for courses the student is taking that semester.. An unofficial withdrawal is attributed to a student who leaves Northwest without going through the published withdrawal procedures.

7. Returned Checks - Any check returned to the College is due in full within seven days plus a $25 service charge.
8. Students and advisers should be aware that all courses where a grade is earned (including a grade of “W”) will impact their total hours attempted in a semester and apply toward their charges for a term. This includes all formats and methods of delivery. A course that is dropped with a grade earned will result in counting toward the semester hours attempted.

Financial Aid

Northwest Mississippi Community College provides a comprehensive student financial aid program of scholarships, loans, work-study, and grants to assist any person meeting requirements to pursue a college education.

Believing that everyone who wishes should have an opportunity to increase his knowledge and skill in order to enrich his own life and make his contribution to the society in which he lives, the college has made available the means of access to two years of education for those students having special abilities and skills and for those with financial need.

No prospective applicant for student aid will be awarded a loan, grant, scholarship, or work-study assistance until he/she has been fully accepted for admission to Northwest. Each student desiring either federal, state or institutional aid must first file the Free Application for Federal Student Aid. The free application filing process should be completed and submitted to the Federal Processor. Instructions for completing the FAFSA application filing process are provided on the Financial Aid section of the Northwest website at northwestms.edu under applying for financial aid.

All students receiving federal, state, or institutional financial assistance must be in good standing with the institution, and each student is expected to maintain satisfactory academic progress toward an educational goal. Students desiring any type of federal, state, or institutional financial assistance (Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, Federal College Work-Study, Federal Direct Loan, Federal Direct Parent Loan for Undergraduate Student, Mississippi Resident Tuition Assistance Grant (MTAG), Mississippi Eminent Scholars Grant (MESG), Higher Education Legislative Plan (HELP)) must file the Free Application for Federal Student Aid (FAFSA) each school year. Students interested in any of the financial aid programs listed above should visit the Northwest Financial Aid website at northwestms.edu/financial-aid to complete the FAFSA application process or for additional information.

Satisfactory Academic Progress Policy

Students receiving any form of Federal Financial Aid from Northwest Mississippi Community College will be expected to maintain satisfactory academic progress (SAP) toward their program objective. Failure to achieve satisfactory academic progress will result in the termination of your Federal Financial Aid. SAP will be evaluated after the spring semester each year.

Federal Financial Aid consists of:

• Pell Grant
• Direct Loans (subsidized, unsubsidized and PLUS)
• Federal Supplemental Educational Opportunity Grant (SEOG)
• Federal Work-Study

Standards are applied uniformly to all students receiving Federal Financial Aid regardless of enrollment status or program of study-e.g., less than half time (1-5 hours), half-time (6-8 hours), three-fourth-time (9-11 hours), full-time (12 hours or more).  The Northwest Mississippi Community College philosophy views satisfactory progress as indicative of a student’s efforts to achieve an educational goal within a given period of time, reflecting qualitative as well as quantitative criteria. Students must pass a minimum percentage of all courses attempted and must maintain a minimum cumulative GPA (grade point average) as calculated by the Office of Admissions and Records as shown below:

*Completion Rate is calculated by dividing the number of hours the student has completed by the total number of hours the student has attempted (including withdrawals and failing grades).

150 PERCENT RULE: All students must complete the educational program within 150% of the published length (according to the Northwest Bulletin). For example, a pathway or program requiring 60 hours for a degree allows a maximum of 90 attempted hours (60 hours x 150% = 90). Once a student exceeds 150% of the hours needed to complete the degree, he or she will no longer be eligible for Federal Financial Aid.

Students not meeting SAP requirements due to exceeding the maximum hours attempted, generally 96 credit hours, will be placed on Financial Aid Suspension and need to complete the appeal process.

PACE: Pace of progression is referred to in the chart below as “percentage of hours attempted that you must pass.” Your pace will be determined by dividing the cumulative number of hours successfully completed by the cumulative number of hours attempted. In order to avoid a SAP issue, your pace should be greater than or equal to 50% if you have attempted 1-30hours. If you have attempted 45 hours and up, your pace should be greater than or equal to 67%.

Below is a chart that demonstrates the pace of progression a student must maintain to ensure completion within the maximum time frame:

TRANSFER STUDENTS: Transfer students must have on file in the Office of Admissions and Records ALL required academic transcripts from each college he/she previously attended. Failure to have required academic transcripts on file will result in the student not being eligible to receive Federal Financial Aid funds. Please refer to the Admissions section of this Bulletin.

A student’s entire academic record will be evaluated to determine eligibility for Federal Student Aid, regardless of whether financial aid was received for all semesters. Official transcripts from all previous colleges must be forwarded to the Office of Admissions and Records and evaluated for transfer credits and SAP before eligibility for Federal Student Aid can be determined. All credit hours added to the Northwest transcript will be included as hours attempted.

Transfer students not meeting the eligibility requirements will be assigned a financial status of suspended and may appeal.

PRIOR BACHELOR’S DEGREE: Students who have a prior bachelor’s degree and are planning to enroll in educational programs at Northwest to pursue a new degree are not eligible to receive a Federal Pell Grant. However, such a student is eligible to apply for Federal Educational Loans and College Work-Study funds. Students must have on file in the Office of Admissions and Records all required transcripts from previously attended colleges. No financial aid will be awarded if all required transcripts are not on file. Each transfer student will have their Title IV financial aid records evaluated for eligibility through NSLDS (National Student Loan Data System).

REMEDIAL CLASSES: For financial aid purposes, developmental studies classes will be treated the same as regular classes.

INCOMPLETE COURSES: Grades of incomplete are counted as an “F” until the course is completed and the grade is recorded by the Registrar.

REPEAT COURSES: All repeat courses will count as hours attempted but only once in hours earned if the student passes the course, and only the highest grade on the repeated courses will be included in the GPA calculation.

FREQUENCY OF SAP CALCULATION: Student SAP will be checked at the end of the spring term.

NOTIFICATION OF INELIGIBILITY: Students will be notified by email from a financial aid specialist.

FINANCIAL AID SUSPENSION: Students on Financial Aid Suspension are no longer eligible for Federal Student Aid which includes Pell Grant, Work-Study, SEOG, Student Loans, or PLUS Loans. The student may pay out-of-pocket and attempt to get back into compliance with the SAP requirement, or the student may appeal the suspension if there were any extenuating circumstances that prevented him/her from meeting the SAP requirements.

FINANCIAL AID PROBATION: Students on Financial Aid Suspension and who have a SAP appeal approved will be placed on Financial Aid Probation and will be eligible for Federal Student Aid for one year. At the end of the spring semester, the student must be meeting SAP requirements or successfully following an academic plan devised by the school.

SAP APPEAL PROCESS: Any student being denied Federal Student Aid due to not meeting SAP requirements (whether due to exceeding the total hours, percentage completion, or GPA) may appeal if some extenuating circumstance such as illness of student, severe injury of student, death of close relative of student or other undue hardship such as lack of transportation, incarceration of student, or other circumstance as determined by the Financial Aid Appeals Committee. We advise students who find themselves needing to use the appeals process to review their Northwest transcript and read the SAP Policy before completing the SAP Appeal Form.

Appeals will be considered on their own merit. Appeals may be denied. Students will be notified by email from a financial aid specialist. Appeals will generally be reviewed within 7 days after they have been received.

How to file an appeal:  Submit your appeal online at www.northwestms.edu. First, click on Financial Aid, then Satisfactory Academic Progress, and scroll down to bottom of page until you see the SAP Appeal form click here. You must explain in your appeal the reason why you failed to maintain SAP and provide documentation such as accident reports, physician’s statements, third party affidavits, etc. to support your reason. Explain what has changed in your situation that will allow you to improve your academic standing. Students are required to meet with their advisor and complete an academic plan detailing their major, expected graduation date, and coursework for the semester they are submitting the appeal. 

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SAP Appeals are reviewed by the SAP Appeals Committee, and the SAP Committee’s decisions are final. Please ensure that your documents are attached before submitting the appeal since the committee will only consider your appeal once during the award year.

NOTE: Students who are on FINAL SUSPENSION with the Office of Admissions and Records and wish to appeal should contact that office for instructions. Completing an appeal of financial aid suspension will not correct the student’s academic standing. Likewise, being readmitted through the Office of Admissions and Records will not automatically remedy the student’s financial aid suspension.

Federal, State and Institutional Student Aid

Northwest Financial Aid Office requires that students use the Free Application for Federal Student Aid when applying for assistance from federal, state, or institutional financial aid programs. The FAFSA must be used to apply for state and institutional aid. The applicant for federal, state, and institutional aid should apply online at https://studentaid.gov/h/apply-for-aid/fafsa. For further information visit the Financial Aid section of the Northwest website at northwestms.edu/financial-aid.

Refund Formula for Federal Financial Aid (Title IV) Funds

The Title IV Federal Financial Aid Refund Formula calculation will be implemented for those students attending Northwest and receiving Federal Financial Aid (Federal Grants and Federal Student Loans). This Title IV Federal Refund Formula will only allow a student to receive a percentage of the Federal Grant or Federal Student Loan funds awarded if the student totally withdraws from school before completing 60 percent of the payment period (semester). The proration of Grant/Loan funds awarded to the student will be calculated on the number of calendar days the student is enrolled before a total withdrawal occurs. The unearned Grant/Loan funds will be returned to the proper program by the student, the Institution, or both. In many cases, the Federal Grant or Loan recipients that drop out of school before completing 60 percent of the payment period (semester) not only must repay the Grant/Loan program but will also be responsible for paying the Institution money for fees not allowed from Federal Grant or Loan funds. After the 60 percent payment period, the student is eligible to receive 100 percent of the Federal Grant/Loan funds awarded.

Federal Grant/Federal Student Loan recipients withdrawing from the Institution have earned the percentage of total Grant/Loan funds awarded for the payment period indicated on the following page (the formula in brief):

Distribution Schedule of Unearned Funds that must be returned to Title IV Programs:

1. Unsubsidized Federal Direct Loan
2. Subsidized Federal Direct Loan
3. PLUS
4. Pell Grant
5. SEOG Grant
6. Other Federal Sources

Grants

Federal Pell Grant

Pell Grants are awards to help undergraduates pay for their education after high school. For many students, these grants provide a “foundation” for financial aid, to which aid from other federal and non-federal sources may be added. Unlike loans, grants, in most cases, do not have to be paid back.

Pell Grants for the 2023-20234 award year (July 1, 2023 to June 30, 2024) may range from $761 to $7,395 depending on a student’s eligibility as determined by a standard formula.

A student is eligible for a Pell Grant if:

1. the student has met the general eligibility requirements, (which include having a high school diploma or HSE);
2. the student is determined to have financial need based on the Pell Grant formula (This formula uses the information provided on the Financial Aid Application (FAFSA) to produce an Expected Family Contribution Number (EFC). This number is considered, along with the total cost of attending Northwest. Generally, the lower the EFC number the higher the grant award.); and
3. the student is an undergraduate student who has not previously received a baccalaureate degree and is enrolled in an eligible program, full or part-time.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant provides funds to students of exceptional need, who without the grant would be unable to continue their education. FSEOG awards may range from $100 to $2,500 depending on funds available.

To be eligible for a FSEOG a student must:

1. have met the general eligibility requirements, (which include having a high school diploma or HSE);
2. be enrolled at least half-time (6 hours) as an undergraduate student in an eligible program (an undergraduate student is defined as a student who has not previously been awarded a baccalaureate degree);
3. demonstrate exceptional financial need; and
4. show academic or creative promise and the capability of maintaining good standing in his or her course of study.

Work-Study Programs

Federal Work-Study Program

The Federal Work-Study Program is authorized under Title IV of the Higher Education Act of 1965. The primary purpose of the Federal Work-Study Program is to stimulate and promote part-time employment for students. The program is designed for those students who are in need of earnings to pursue their course of study at Northwest. Primary consideration for work-study is given to those students with the greatest financial need and who live in campus housing.

The number of hours a student will be eligible to work will depend on demonstrated need, class schedule, and academic progress and the amount of funds available in the work-study program.

To be eligible for work-study a student must be enrolled in an eligible program at least half-time (6 hours) at Northwest; however, work-study awards are usually limited to full-time (12 hours or more) students. Additionally, as with all student assistance, students receiving work-study jobs must show evidence of making academic progress.

To apply for federal college work-study, students must indicate interest for work-study when filing the Free Application for Federal Student Aid and also submit a work-study application, located on the Northwest website under the Financial Aid section. Students filing for any financial aid should be prepared to furnish the Financial Aid Office with a copy of the student’s and parents’ previous year’s IRS tax return transcript or use the Future Act Direct Data Exachange when filing their FAFSA application.

Work-study monies are paid to students every four weeks as they work. Students’ earnings are applied to their expenses if the necessary credit arrangements have been made with the institution’s Business Office.

The Institution has designated certain departments as Community Service work areas. Work-study applications are taken during specific times each semester. See northwestms.edu/financial-aid and then select Workstudy for access to the application and job descriptions.

Northwest Work-Study Program (NWWS)

A limited number of jobs are available under the college’s work-study program. Basically, the Northwest program is designed to enhance services at the college while also providing work experience for students with moderate financial needs.

Loan Programs

Federal Direct Student Loan Programs (Subsidized and Unsubsidized)

The Federal Direct Student Loan Program enables a student to meet his educational expenses by borrowing from the Department of Education at a low interest rate if the student is enrolled at least half-time (6 hours) in an eligible program of study. Freshmen students may borrow up to $5,500, and sophomore students may borrow up to $6,500 per year. Students must show eligibility by filing the Free Application for Federal Student Aid.

In order to be eligible for a Federal Direct Loan, the results of the FAFSA must be received and processed by the Financial Aid Office. If the student is eligible for a student loan, it will be automatically offered on the Student Financial Planning (SFP) account. Therefore, it is always important to file for student aid early. Students accepting or declining a Federal Direct Student Loan should visit their SFP account.  If accepting the Federal Direct Loan, a student must complete a master promissory note, and entrance counseling.

Federal Direct Parent Loan for Undergraduate Students (PLUS)

Creditworthy parents of dependent students can take out loans to supplement their child’s aid package.  The Federal PLUS loan program allows parents to borrow money to cover any costs not already covered by the student’s financial aid package, up to the full cost of attendance.  PLUS loans are the financial responsibility of the parents, not the students. Dependent undergraduates may be eligible to borrow additional funds through the unsubsidized Federal Stafford Loan program if the parent is unable to obtain a PLUS loan because of exceptional circumstances or because the parent was denied a PLUS loan. PLUS Loan Repayment begins within 60 days after the last disbursement of the loan. Interest begins to accrue on the day of the FIRST disbursement.  Note: Students must max financial aid to allow for parent loan.  

To initiate the PLUS Loan process please go to https://studentaid.gov/plus-app/parent/landing.
Once we have received notification of this process we will then mail the remaining documents needed based on credit approval.

State Grants

Mississippi Resident Tuition Assistance Grant and Mississippi Eminent Scholars Grant (MTAG, MESG)

General eligibility requirements are as follows:

1. Student must be a current legal resident of Mississippi as certified by the college’s Registrar.
2. Student must be accepted for enrollment in a minimum of 15 semester hours at any two-year or four-year, public or nonprofit, regionally accredited, state approved, college or university in Mississippi.
3. Student must maintain continuous enrollment of not less than two semesters or three quarters in each successive academic year unless granted an exception for cause.
4. If a student drops below full-time status during a semester or quarter of the academic year, that student is ineligible to receive funds during the following semester or quarter of the regular academic year.
5. No student may receive an MTAG or MESG for longer than the equivalent semesters or quarters required to complete one (1) undergraduate degree per institution [i.e., eight (8) semesters or equivalent quarters for a four (4) year degree; ten (10) semesters or equivalent quarters for a five (5) year degree; four (4) semesters for a two (2) year degree].
6. Awards are dependent on availability of funds and are subject to proration.
7. Student must not be currently in default on an educational loan.
8. Student must file the Free Application for Federal Student Aid (https://studentaid.gov/h/apply-for-aid/fafsa) each year as well as complete an updated MTAG/MESG online application at https://www.msfinancialaid.org/.
9. Questions can be directed to IHL at 1-800-327-2980.

State Scholarships

Higher Education Legislative Plan for Needy Students (The HELP Scholarship)

General Eligibility Requirements

First-Time-In-College

• A United States citizen registered with the Selective Service, if required
• A current resident of Mississippi who has actually resided in Mississippi during the 24 months preceding enrollment, and/or has a custodial parent or guardian who is currently a resident and has resided here during the 24 months preceding student’s enrollment
• A student who has no criminal record, except for misdemeanor traffic violations
• A full-time undergraduate student at an eligible institution or community/ junior college pursuing a first baccalaureate or first associate degree
• A student who has filed the Free Application for Federal Student Aid (FAFSA)(https://studentaid.gov/h/apply-for-aid/fafsa)
• A student who is in compliance with the terms of federal and other state aid programs
• A student who is not in receipt of a total award package that exceeds the institution’s cost of attendance
• A student who will not be receiving a full tuition waiver/award from another state financial aid source
• A high school graduate, within two years preceding the application, with a cumulative grade point average of 2.5 on a 4.0 scale
• A student who successfully completed 17 1/2 units of the core curriculum required for admission to a public institution or college
• A student who has a composite score of at least 20 on the ACT

Current or Previously Enrolled in Post-Secondary Education

• A student who has a cumulative grade point average of at least 2.5 calculated on a 4.0 scale on earned credit hours
• A student who has a composite score of at least 20 on the ACT
• A student who has no criminal record, except for misdemeanor traffic violations
• A student who has filed the Free Application for Federal Student Aid (FAFSA) by the deadline established each year (https://studentaid.gov/h/apply-for-aid/fafsa)
• A student who has established Mississippi residency for two years prior to receiving this award, and/or has a parent or guardian who is currently a resident and has resided here during the 24 months prior to the student receiving this award for the first time
• A student who is in compliance with the terms of federal and other state aid programs
• A student who will not be receiving a full tuition waiver/award from another state financial aid source

The Higher Education Legislative Plan (HELP) Scholarship provides full tuition to all qualified, college-bound state residents who apply for the payment thereof and enroll full time at any eligible Mississippi public institution of higher learning or eligible Mississippi public community/junior college to pursue a first baccalaureate or first associate undergraduate degree.

The annual award amount for the HELP Scholarship varies, since it is the actual tuition charged by individual Mississippi public institutions or Mississippi public community/ junior colleges. If all eligibility requirements are met, a student may receive this scholarship for 10 semesters or 15 trimesters.

There is no repayment of this scholarship if eligibility is lost.

The number of awards and recipients are dependent upon availability of funds, and awards will be made on a first-come, first-served basis. Applications for the HELP Scholarship received on or before the priority date of March 31 of the school year that the applicant desires aid will be given first consideration in the award process.

Mississippi Law Enforcement Officers and Firemen Scholarship Program

Eligibility Requirements:

• Current legal Mississippi resident
• Enrolled as a full-time student at a Mississippi state-supported college or university
• Spouse or child of full-time Mississippi law enforcement officer or fireman/firefighter who was fatally injured or totally disabled from injuries which occurred while performing official duties

The Mississippi Law Enforcement Officers and Firemen Scholarship Program offers scholarships to the spouses and children (natural, adopted, or stepchildren) of full-time Mississippi law enforcement officers and the spouses and children of fulltime Mississippi firemen/firefighters who were fatally injured or totally disabled from injuries which occurred while performing official duties.

Under the program, the amount of assistance available is tuition plus the average cost of a dormitory room plus required fees plus applicable course fees. The Scholarship does not include educational expenses such as books, food, school supplies and materials, school dues or fees for extracurricular activities. Recipients are entitled to eight semesters of scholarship assistance; however, children are only entitled to the Scholarship until the age of 23.

There are no service/repayment requirements for this Scholarship.

Scholarships

All scholarship recipients must file the Free Application for Federal Student Aid (https://studentaid.gov/h/apply-for-aid/fafsa). Academic Scholarship forms must be completed by April 1. A scholarship may be altered by the amount of federal financial aid awarded. Scholarship recipients must enroll in and maintain 15 semester hours. Contact the Recruiting Office for all Academic Scholarship information. Northwest does not accept the ACT superscore at this time.

Presidential, June S. Gardner and Leadership Scholarships

Scholarship recipients must be entering freshmen, enroll in 15 hours and remain in school at least six weeks. This scholarship and any other financial award cannot exceed the total cost of attending Northwest and can be applied only to tuition, room and board. To continue eligibility beyond the first year of study, each of the following conditions must be satisfied:

• Maintain a 2.50 grade point average on a 4.0 grading scale. Student athletes must maintain a 3.0 grade point average.
• Complete 30 semester hours during fall and spring. 
• File the Free Application for Federal Student Aid (FAFSA)

Scholarship renewal conditions will be verified at the end of the spring term. If the above criteria are not satisfied, the scholarship will be revoked. Dismissal from the college will result in forfeiture of this scholarship. Also, please note that scholarships can be replaced with federal aid and are not available during summer sessions.

Presidential Scholarships are awarded to in-state students based on ACT scores.

June S. Gardner Scholarships are awarded to in-state high school valedictorians and salutatorians.

Leadership Scholarships are limited in number and are awarded to in-state students who exhibit leadership abilities, have special skills or talents, a specific ACT score, and/or have strong academic qualities.

Adult Student Scholarship - These scholarships are limited in number and awarded to Mississippi residents. Applicants must be 25 years of age. This scholarship will match money paid by the student up to $850 each semester for a total of $3,400. Students must take at least 2 (3 credit hour) classes to receive the scholarship. Special circumstances for less than 3 hours will be considered on a case by case basis. Students must also maintain a 2.0 during their enrollment. Scholarship applications are reviewed by a committee and awarded based on financial need, credit hours previously earned and academic achievement.

Howard Carpenter High School Equivalency Scholarships - These scholarships are awarded to residents of the eleven county Northwest district who have obtained GED/HISET scores of:

• GED
  • 500+ testing prior to January 1, 2002
  • 2500+ testing between January 2002-January 2014
  • 600+ testing after January 1, 2014
• HiSET
  • 55+ HiSET Score
• Total Transcript
  • Average of an 11 on HiSET and
  • Average of a 150 on GED

The awards will be in the amount of $850 per semester toward the cost of tuition and are for full-time Fall/Spring entering freshmen only. The recipient must enroll and maintain 15 or more hours with a 2.0 grade point average. In order to receive the scholarship, eligible individuals must provide Northwest with their official GED/HiSET scores.

Cheerleader Scholarships - A limited number of cheerleader scholarships are available. For specific information, contact the Cheer Sponsor.

Athletic Scholarships - Grant-in-aid scholarships in football, basketball, baseball, softball and soccer are awarded in accordance with the rules and regulations of the Mississippi Association of Community College Conference (MACCC) and the National Junior College Athletic Association (NJCAA). Scholarships are awarded by the respective coaches of each sport based on the talent of the athlete and the needs of the program. These scholarships may be used to defray the costs of tuition, room, and/or board only. Athletes receiving both an athletic scholarship and an academic scholarship such as Presidential, June S. Gardner, or Leadership or Foundation Scholarship must maintain a 3.0 grade point average to continue receiving the academic or Foundation scholarship.

Band Scholarships - Scholarships for participation in the Northwest Ranger Band are available for the musically talented student. They are awarded after tryouts before the Band Director. Recipients must enroll in and maintain 15 semester hours and must maintain a 2.0 cumulative GPA.

Art Scholarship - These scholarships are available for students studying art. They are awarded based on work judged best of all entries in a competition. Instructors in the Art Department serve as judges for the competition. The recipient must be an entering freshman, enroll in and maintain 15 semester hours, and maintain a 2.0 cumulative grade point average.

Theatre Scholarship - These scholarships are available for students studying Speech/Theatre. They are awarded based on an audition with the instructors in the Theatre Department. The recipient must be an entering freshman, enroll in and maintain 15 semester hours, and maintain a 2.0 cumulative grade point average.

Choral Scholarships - These scholarships are available for students talented in vocal music. They are awarded based on auditions with the choral director. Recipients must enroll in and maintain 15 semester hours and must maintain a 2.0 cumulative GPA.

Student Publications Scholarships - These scholarships are available to full-time students with abilities, interests, and/or experience in journalistic areas. Applications may be obtained in the Ann Y. Whitten Media Center on the Senatobia campus. Scholarship or part-time employment is based on the student’s individual needs subject to budget approval.

Scholarships for Children of Employees - All children of full-time employees of Northwest Mississippi Community College are eligible to receive the cost of tuition scholarship while attending Northwest. The basic guidelines are as follows:

1. The scholarship is for tuition per semester.
2. A 2.0 cumulative grade point average must be maintained.
3. The scholarship is available only to the children (age 24 years and under) of full-time staff, faculty and administrative personnel.

Henry Womble Memorial Scholarship - This scholarship is awarded to a deserving disabled student who is a Mississippi resident with need. The recipient must be a full-time fall entering freshman, have a medically-documented disability, provide two letters of recommendation from teachers or counselors, and maintain the required cumulative grade point average.

Scholarships Funded by the Northwest Mississippi Community College Foundation

Through the generosity of individuals, corporations, and civic organizations, scholarships are available through the Northwest Mississippi Community College Foundation. There are two types of Foundation scholarships: endowed and annual. In an endowed scholarship, the endowed principal is held in sacred trust in perpetuity (forever) with scholarships being awarded from the interest earned. In an annual scholarship, the funds are contributed to the Northwest Foundation, and those same funds are disbursed in the school year in which they are received.

Students must submit a Foundation Scholarship Application Form, available from the Foundation Office, the Recruiting Office or online at www.northwestms.edu. Each application must be accompanied by a resume and one letter of recommendation. The application must be received by the Foundation Office no later than 5 p.m. on April 1. Unless otherwise noted, only Mississippi residents may receive Foundation scholarships.

The selection is made by the Northwest Foundation Scholarship Selection Committee, which includes members of the Northwest faculty and administration and at least one member of the Northwest Foundation Board of Directors. Scholarship recipients will receive notification by May 15. After notification, the scholarship recipient must meet with the Executive Director for Institutional Advancement prior to registration to complete necessary acceptance forms. For additional information, write the NWCC Foundation Office, NWCC Box 7015, 4975 Highway 51 North, Senatobia, MS, 38668, call (662) 560-1103 or email pgordon@northwestms.edu.

Foundation scholarships are awarded according to the criteria designated by those who contributed the funds to establish the scholarships. Additional criteria, in addition to the primary criteria, are listed in parentheses. Students must be full-time students and maintain specified grade point averages, which range from 2.0 to 3.25, according to the criteria of the individual scholarships.

Criteria by Subject Area

Accountancy
The Louis Johnson and Martha Jones Blanchard Endowment (Tate and Quitman Counties)
The James P. and Nelda McCormick Endowment
The William H. Polk Endowment (North Delta Academy)
The Charles Murray and Lois Veazey Endowment (Lafayette or Quitman Counties)
The Wesley and Alice Williams Family Endowment

Adult Education Graduates
The Al Simmons Adult Basic Education Endowment
The Sue Wilson Endowment

Agriculture
The Wesley and Alice Williams Family Endowment

Agricultural Technology
The Greene Blythe Endowment
The Jack O. Blanchard Endowment
The John Deere Corp. Scholarship
The Raiford Lindsey Fancher Endowment
The Elizabeth Carter Fatherree Endowment
The Cecil Gene Howell Endowment
The Carl and Charlene Hyde Endowment
The Bill Lipscomb Endowment
The Panola-Tate Livestock Association Endowment (Panola and Tate Counties)
The Scott Potts Endowment
The J.E. Spurlock Endowment
The Steve Everette Watson Endowment (Ranger Rodeo Team participant)
The C. Chad Williams Endowment
The Ronald D. Williams Endowment

Automotive Technology
The Sam Meacham Endowment

Art
The Richard Honeycutt Memorial Art Scholarship Endowment

Aviation Maintenance Technology
Mississippi Airport Association Scholarship

Business Administration
The Russell and Annabelle Paulk Endowment
The Don and Charlotte Johnston Endowment
The Wesley and Alice Williams Family Endowment
The Charles Richard Winters, Sr. Endowment (non-traditonal students only)

Business Pathways
The BancorpSouth Endowment
The John L. Basinger, Sr. Endowment
The Carl H. and Mattie Sue Johnson Blanchard Endowment
The Dr. Jack Butts Endowment
The Earline Cocke Endowment
The Marie Stewart Gray Endowment
The Dent Jackson Memorial Endowment
The Sycamore Bank Endowment (Tate County)
The Toyota-Haley Barbour Scholarship
The Kathleen (Kitty) Wait Endowment

Career-Technical Pathways
The Delta Trauma Care Region Endowment (EMT, Paramedic)
The Bill and Marthola Smith Allen Endowment (EMT, Paramedic) 
The Tim Charlton Industrial Maintenance Technology Annual Scholarship (IEET Program)
The N.C. and Charlotte Ferguson Endowment
The Bishop Elvage M. Fondren, Sr Endowment (Construction Trade)
The Barry Meier Endowment
The Jeffrey and Jonathan Nichols Endowment
The DeSoto Rifle and Pistol Club Endowment
The Charlie and Laura Reed Endowment
The Norma Shuford Riser Endowment
The Walter E. “Sonny” and Wanda F. Ruby Endowment 
The Storage Plus Endowment
The Jane Waldrop Williamson Endowment (Business)

Computer Information Systems
The Earline Cocke Endowment
The Thomas W. Hogan Endowment (Tate, Panola or Quitman Counties)
The Jeffrey and Jonathan Nichols Endowment
The Khalid Khouri Endowment
The Russell and Annabelle Paulk Endowment

Criminal Justice, EMT-Paramedic, EMT-Basic/First Responder, and Forensic Chemistry-must be a resident of DeSoto County
The DeSoto County Fallen Hero Endowment
The Larry Cox Fallen Hero Endowment
The Robert Dodson Fallen Hero Endowment
The William P. Harris Fallen Hero Endowment
The Rory Welch Key Fallen Hero Endowment
The James William (Billy) Lance, Jr. Fallen Hero Endowment
The Gregory Floyd Medlin Fallen Hero Endowment
The Larkin V. Pettit Fallen Hero Endowment
The Bobby L. Wells, Jr. Fallen Hero Endowment

Criminal Justice
The Eugenia Bishop Arnold Endowment
The Paul Andre’ LeBlanc, Jr Fallen Hero Endowment
The Bon Hughes and Lillian McElreath Annual Scholarship
The  Hugh M. (Monty) Monteith Endowment
The Chief William L. Moore Endowment
The Scott Potts Endowment

Disability Support Services Student
The Mike Dottorey Endowment

Early Childhood Education Technology
The Mary Elizabeth Walker Lewis Endowment
The Marilyn R. Spears Endowment

Economics
The Toyota-Haley Barbour Scholarship

Education
The Mary Louise Wynne Broadway Endowment (Horn Lake High School)
The Robbie Harrison Butts Endowment (Elementary Education, Panola County)
The Don Clanton Endowment
The Shirley Clanton Endowment (Tate or DeSoto County)
The Pete and Pauline Harris Endowment (DeSoto County)
The Carl and Charlene Hyde Endowment
The Elizabeth Wynne Lewis Endowment
The Mariglyn Mayfield Meacham Endowment
The North Mississippi Education Consortium Endowment
The Joan Harris Pierce Endowment
The Mildred and Robert Redding Endowment (Lafayette, Marshall or Yalobusha Counties)
The B. Joan Robertson Endowment (DeSoto County)
The Raymond H. and Margaret N. Rogers Endowment (emphasis in History)
The Joan Teasler Rose Endowment
The Dr. Gary Lee Spears Endowment (Tate or DeSoto County)
The Delores Sanders Stewart Endowment (Tate County)
The Jerry and Carol Stigler Endowment
The Charles D. Taylor Endowment (speciality in Mathematics)
The Edna Teasler Endowment (single-parent family)
The C.B. and Marjorie Norton Walker Endowment
The R.T. Ward Endowment
The Marjorie Sowell Williams Endowment (Elementary or Secondary Education)
The Jane Waldrop Williamson Endowment
The Mary Frances Jaudon Woolfolk Endowment (Senatobia High School or South Panola High School)

Electronics Engineering Technology
The Bill Beck Endowment
The Olin-Winchester Endowment
The Toyota-Haley Barbour Scholarship

EMT-Paramedic

The Bill and Marthola Smith Allen Endowment (DeSoto County)
The Alice Hammersmith Endowment
The Beverly Brewer Stark Endowment

Engineering
The Ed and Grace Dandridge Endowment
The Wayne Ferguson Endowment
The Anita Stratton Wilborn Graham Endowment
The Mildred and Robert Redding Endowment (Lafayette, Marshall, or Yalobusha Counties)
The Toyota-Haley Barbour Scholarship
The Wesley and Alice Williams Family Endowment

Fine Arts
The Martha Key Fite Endowment (Art)
The Sherman Hardin Endowment (Choral Music participant)
The Jo Ellen Logan Endowment
The Thomas W. O’Briant Endowment
The David, Michael, and Lee Ross Endowment
The Clifton and Jessie Sipley Endowment
The Sledge Family Endowment
The Marty Stuart Endowment
The Lauren Elizabeth Tallo Endowment (band member, Senatobia High School)
The Glenn Triplett Jr Endowment
The Susanne Spencer VanDyke Endowment
The John Garrett (Spec) and Elise Cocke Veazey Endowment
The Jane Waldrop Williamson Endowment (Theatre)
The Wesley Waldrop Williamson Theatre Scholarship Endowment 
The Thomas P. and Virginia Moore Wilson Endowment (Tate County)
The Ben and Alma Wynne Endowment (Tate County)

Forestry
The Ronnie Crouch Endowment

Funeral Service Technology
The Dr. Gordon S. Bigelow Endowment
The Bluff City Funeral Directors and Morticians Association Endowment

Graphic Design Technology
The Dickson, Tyson and Associates Endowment
The Taylor and Anita Fore Endowment

Heating, Air Conditioning and Refrigeration Technology
The Entergy of Mississippi Scholarship
The Mike Perry Memorial Endowment (sophomores only)
The Toyota-Haley Barbour Scholarship

History
The Patrum and Ganel Veazey Endowment
The Ben and Alma Wynne Endowment (Tate County)

Hotel and Restaurant Management Technology
The Dot Mitchell Endowment
The Taste of DeSoto Endowment

Humanities
The Scarlet Lawrence Akins Endowment
The Elizabeth Wynne Lewis Endowment
The Robert R. and Mildred S. Meacham Endowment
The W. Jean Moore Endowment
The Dr. Ann Yates Whitten Endowment

Library Science
The Jordan Antoine Jarjoura Endowment

Mathematics
The Charlotte Annice Alexander Endowment
The Wayne Ferguson Endowment
The Linda Lewis Hogan Harris Endowment
The Khalid Khouri Endowment
The Anita Stratton Wilborn Graham Endowment
The Toyota-Haley Barbour Scholarship
The Ella Wilbourn Endowment
The C. Chad and Cara Reba Caldwell Williams Endowment

Medical Office Technology
The Holly Koonce Endowment

Medical, Pharmacy, Associate Degree Nursing
The Maxine Dunn Nichols Endowment (Olive Branch)
The Dr. Ethelyn Smith Endowment
The Sonia Robbins Young Endowment

Associate Degree Nursing

The Bill and Marthola Smith Allen Endowment (DeSoto County)
The Samuel M. and Ruth Ann Allison Endowment
The John and Stelloise Basinger Nursing Endowment
The Diane Biffle Endowment 
The Estelle H. Bobo Endowment
The Lt. Col. John W. Caldwell III Endowment (Tate County)
The Carrie Jane Belyeu Davis Endowment
The Diane Biffle Endowment
The Dr. Denise Bynum Endowment
The Frances Marie Dean Endowment
The Holli Pond Day Endowment
The Delta Trauma Care Region Endowment 
The Rachel Ann and Landon Scott Etheridge Endowment
The First Tennessee Bank (formerly Peoples Bank) Endowment (non-traditional)
The Forty and Eight Endowment (veteran or active duty military personnel or the children or grandchildren of active or inactive military personnel)
The Deanna Patterson Grant Memorial Nursing Endowment
The Jessica Gresham Memorial Endowment
The Victoria Parker Hale Endowment
The Kimberly Webb Hollis “New Beginning” Endowment (sophomores only)
The Lucille Tidwell Hollister Endowment (non-traditional Licensed Practical Nurse)
The Marcia Louise Kreunen Endowment
The Barbra Welch Manning Nursing Endowment
The Pennie Pullen McKinney Memorial Endowment
The Edna Mae Wright Miles Endowment
The Mississippi Organization of Associate Degree Nursing (M-OADN) Endowment
The Sam Meacham Endowment
The Paper Packers Endowment

The Jennifer Leigh Davis Parris Endowment
The Dr. Purnima R. Purohit Endowment (DeSoto, Panola, Tate, or Yalobusha counties)
The Charisse Hastings Reed Endowment
The Rebecca Dianne Scott Endowment
The Michael E. Shaheen, M.D. Memorial Nursing Endowment
The Shoot for the Heart Scholarship Endowment (six scholarships) 
The Beverly Skipper Endowment
The Amy Dempsey Tidwell Endowment 
The Gail Wilborn Endowment
The Dr. Ellen Williams Endowment
The Baxter H. Murphree and Virginia Murphree Willis Endowment
The Keith Wilson Endowment

Paralegal Technology
The Raiford Lee Pittman Endowment

Physical Education
The John Sharp (Sonny) Orrell Memorial Endowment
The Coach Kenneth (Cat) Robbins Endowment

Practical Nursing
The Frances Marie Dean Endowment
The Delta Trauma Care Region Endowment 
The Pauline Marchbanks Endowment
The Oxford Center Practical Nursing Endowment (Oxford Campus)
The Jayne E. River Endowment

Precision Manufacturing and Machining Technology
The Smith and Nephew Scholarship
The Toyota-Haley Barbour Scholarship

Pre-Pharmacy
The Wayne Ferguson Endowment
The Dr. Marshall D. Hollis Endowment
The Sonia Robbins Young Endowment (sophomores only)

Psychology
The Lafayette Radio Club Endowment (Senatobia and surrounding area)

Religious Studies
The William Lynn and Lula Brooks Wallace Endowment

Respiratory Therapy
The Caitlin Heath Bourne Endowment
The Danfe Foundation Respiratory Therapy Scholarship
The Rick Oswalt Endowment
The Samantha Hayward Ross Endowment
The Jerry Sparks Endowment

School of Health Sciences
The Bon Hughes and Lillian McElreath Annual Scholarship
The Tim and Stephanie Mullins School of Health Sciences Endowment

Science
The Sarah Garner Ainsworth Endowment (must be in top 25% of class)
The Marcus L. and Sue C. Burks Endowment
The Rita Carol Chance Endowment (Physical Science)
The Dr. Ray Cox Endowment
The Dr. Jerry Hollis Endowment
The Linda McGonagill Hollis Endowment (Natural Science-sophomore)
The Paul W. Lawrence, Jr. Endowment (Physics)
The Patricia Miller Endowment
The Newly Weds (Flavorite Laboratories) Endowment (DeSoto and Tunica Counties)
The J.D., Gladys, David, Michael and Lee Ross Endowment
The Students Honoring Bobby King Endowment
The Ella Wilbourn Endowment
The C. Chad and Cara Reba Caldwell Williams Endowment
The Charles Richard Winters, Sr. Endowment (Social Science, non-traditional student)

Special Education
The Joe Johnson Endowment

STEM (Science, Technology, Engineering, Mathematics)
The Dr. Jerry Hollis Endowment
The Dr. Augustinus Rinaldy Endowment

Veterinary Medicine
The Wesley and Alice Williams Family Endowment

Criteria by Residency and/or Graduating High School

Ashland High School
The Keenon L. Terry Endowment

Baptist Children’s Homes (Reedy Acres or Farrow Manor)
The Delta Rice Services Endowment

Benton County
The Judge Anthony T. Farese Endowment
The Ross Family Endowment

Calhoun County
The Judge Anthony T. Farese Endowment
The Bert Johnson Endowment (Bruce High School)
The Joan Reid Endowment
The Ross Family Endowment
The John Sidney Warner Endowment

Charleston High School
The Foman and Nita Musselwhite Endowment

Coffeeville School District
The Thomas C. and Shirley M. Dawkins Endowment (2.5 GPA in high school)

Delta Academy
The James P. Graeber Scholarship (must have 2.5 GPA in high school)
The Lewis A. Graeber Scholarship (must have 2.5 GPA in high school)
The Graeber Foundation Endowment

DeSoto Central High School
The James L. “Trey” Sylvester III Endowment

DeSoto County and/or DeSoto Center Campus
The Jimmy Neal Andrews Endowment
The William Hoytte Austin, Jr. Endowment
The BancorpSouth Share the Future Scholarship
The Ethan Eric Bayless Endowment
The Joey Boldreghini Endowment
The A.W. and LaNelle S. Bouchillon Endowment
The Albert Broadway 2+2 Endowment (graduates of a DeSoto County high school)
The Fay B. Brower Endowment (non-traditional student)
The Dr. Bonnie Patridge Buntin 2+2 Endowment
The Elizabeth Hilliard Burns Endowment
The William H. Burton Confederate Memorial Scholarship (requires essay)
The Frank and Marilyn Canada Endowment
The Bob and Ann Darnell Endowment
The DeSoto Civic Garden Club Scholarship
The DeSoto County Business Women Living Legacy Endowment (non-traditional female student)
The DeSoto County Economic Development Council Endowment
The DeSoto County Shrine Club Endowment
The Larry Dhority Endowment
The First Security Bank / Larry Joe Pratt, Sr. Endowment
The Keith S. Godbold / DeSoto Center Endowment
The City of Hernando 2+2 Endowment (resident of Hernando)
The Clay and Elinor Herrington 2+2 Endowment
The Indomitable Spirit Endowment (student with a catastrophic illness and/or disability; may be awarded to a part-time student)
The Dr. Gloria Dodwell Kellum 2+2 Endowment
The Kathryn Anne Kreunen 2+2 Endowment
The Richie E. Lawson Endowment
The Maddox Foundation 2+2 Scholarship Endowment
The Jeanette Martin Endowment
The Catherine Robertson Newman Endowment (non-traditional students)
The City of Olive Branch 2+2 Endowment (resident of Olive Branch)
The Linda Owen Endowment
The Stephen Purdy Endowment (Ranger Golf Team participant)
The Renasant Bank 2+2 Endowment
The Valeria B. Robertson Endowment (traditional and non-traditional students)
The Ross and Lucile Robison Endowment
The SecurTrust Scholarship (Accountancy, Business, Banking & Finance)
The Al Simmons Adult Education Endowment
The City of Southaven 2+2 Endowment (resident of Southaven)
The Dr. Gary Lee Spears Endowment
The Two Plus Two Endowment
The Windstone Dental Scholarship (Pre-Dentistry)

Hickory Flat Attendance Center
The Kole Briscoe Memorial Endowment (Agricultural Technology)

Independence High School
The William David Fly Endowment

Horn Lake High School
The Horn Lake Alumni Association Endowment
The Alan Beevers Endowment
The Chris Brannon Endowment

Lafayette County
The R.L. Brown Endowment
The Judge Anthony T. Farese Endowment
The Mechanics Bank Endowment

Lake Cormorant High School
The Vicki Earl Phillips Endowment (high school Art student)

Magnolia Heights School
The Frank and Marilyn Canada Endowment
The Jones-Pointer Endowment
The Nat Troutt Endowment
The Allen Thurman and Mildred Gabbert Veazey Endowment
The Youth Progress Association Endowment

Marshall County
The Judge Anthony T. Farese Endowment
The First Security Bank / Larry Joe Pratt, Sr. Endowment
The SecurTrust Scholarship (Accountancy, Business, Banking & Finance)
The Representative Tommy Woods Endowment

Mississippi Youth Challenge Academy
The Chris Brannon / YMCA of the Mid-South Endowment

North Delta School
The Jones-Pointer Endowment
The Mary Alice Moorman Endowment

North Panola High School
The Freddie and Bertha Sanford Endowment

Olive Branch High School
The Alice Runge and Walter Carter Endowment
The Bela J. and Ruby Black Chain Endowment
The Maury and Jane Haraway Endowment
The Olive Branch Civitan Club Scholarship
The Olive Branch Lions Club Endowment (relatives of active Lions Club members)
The Olive Twigs Humanitarian Club Endowment
The Olive Twigs Philanthropic Group Endowment
The Kim Umberger Endowment

Oxford Center Campus
The Dr. Michael Butts Endowment
The Brenda Gentry Holmes Endowment
The Bon Hughes and Lillian McElreath Annual Scholarship
The Oxford Center Endowments (two separate endowments)
The Oxford Center Practical Nursing Endowment
The Jayne E. River Endowment (Practical Nursing program)
The Tim Shorter Endowment

Palmer Home for Children
The Palmer Home for Children Educational Endowment (Transitional Care Program)

Panola County

The C. Gaines Baker Family Endowment
The Sheriff David Bryan Endowment (children of law enforcement personnel)
The Frank and Marilyn Canada Endowment
The Deputy Sheriff Joe K. Cosby Endowment (Criminal Justice pathway)
The Price and Bobbie Darby Endowment
The Richard Howard Darby Endowment
The Inez Carter Fancher Endowment
The First Security Bank / John Meacham, Jr. Endowment
The Robert A. and Cathryn M. Hyde Endowment
The Katherine (Kitty) Lee Jenkins Endowment
The Jones-Pointer Endowment
The Donald Lee Key Endowment (Ranger Football) 
The J. Gary and Annette Kornegay Endowment
The Max and Evelyn Lee Family Endowment
The George Max Lee, Jr. Endowment
The Leonard Morris Endowment
The W.P. (Bill) and Nannette Sissell Endowment
The Springs Industries Endowment (children and/or grandchildren of Springs Industries employees)

The Storage Plus Endowment (Career Technical)

Potts Camp High School
The Charles Allen Gurley and Paula Virginia Gurley Endowment

Quitman County
The First Security Bank / John Meacham, Jr. Endowment
The Quitman County Farm Bureau Endowment
The Ross Family Endowment
The Charles Murray and Lois F. Veazey Endowment (Accountancy or Finance)
The Stella K. Young Endowment

Rosa Fort High School
The James and Dorothy Dunn Endowment

Senatobia and Surrounding Area
The Perrin and Eone Caldwell Endowment (single-parent or no-parent households)
The James Jackson Endowment
The Mississippi Land Bank Scholarship (Agriculture, Forestry, Business and Business Administration pathways)
The Kirk and Carole Moore Endowment
The Dennis and Janie Paulk Endowment
The Lucy B. Whitwell Endowment
The Sue Wilson Endowment (ABE Graduates)

Senatobia High School
The Jones-Pointer Endowment
The C.R. Rials Memorial Endowment
The Youth Progress Association Endowment

South Panola High School
The Dolores “Dr. B” W. Barnett Endowment
The Kelly Wayne Hudson Endowment

Southaven High School
The Chris Brannon Endowment

Strayhorn Community
The Clyde Rhea Ashe Endowment

Tallahatchie County
The Parthenia Dunbar Blackmon Endowment
The Jim Blackwood Endowment
The Deward and Pauline Bloodworth Endowment
The Eva M. Covington Endowment 
The Sheriff Jimmy and Mary Fly Endowment
The Mary Elizabeth Houston Fedric Endowment
The William O. Hickey Endowment
The Carson Hughes, Jr. and Morella Kuykendall Hughes Endowment
The Foman and Nita Musselwhite Endowment
The C.W. Parker Endowment
The Reverend Upton Reynolds Endowment
The Ross Family Endowment
The Venable-Cummings Endowment

Tate County
The Charlotte Alexander Tate County Endowment
The Frank and Marilyn Canada Endowment
The Bob and Ann Darnell Endowment
The Larry Dhority Endowment
The Joe and Carolyn Floyd Scholarship
The William David Fly Endowment (Independence High School)
The Goodwin Family Endowment
The Emmette and Evelyn Hale Memorial Endowment
The W. C. (Firpo) and Josephine Miller Endowment
The William T. (Jack) Norfleet Endowment
The SecurTrust Scholarship (Accountancy, Business, Banking & Finance)
The Senatobia Optimist Club Endowment
The Senatobia Lions Club Endowment (children or grandchildren of Lions Club Members)
The Senatobia Rotary Club Endowment
The Dr. Gary Lee Spears Endowment
The Lt. Marlin Stanford Endowment (East Tate and Independence High Schools)
The Delores Sanders Stewart Endowment

The Storage Plus Endowment (Career Technical)
The Tate County Fair Association Endowment (active in 4-H Club)

Thyatira Community
The Winfred and Virginia Oglesby Endowment
The Wesley and Alice Williams Family Endowment (limited to students in Accountancy, Agriculture, Business Administration, Engineering, or Veterinary Science pathways)

Tunica County
The Mike and Celia Boren Endowment 
The First Security Bank / Larry Joe Pratt, Sr. Endowment
The Graydon and Mary Flowers Endowment
The Papasan Family Trust Endowment
The Sterling A. and Lilibeth O. Withers Endowment 

Water Valley High School
The Brownie Crawford Endowment (high school GPA of 3.0)
The Melvin and Cecil Ford Endowment

Yalobusha County
The Parthenia Dunbar Blackmon Endowment
The Deward and Pauline Bloodworth Endowment
The Eva M. Covington Endowment 
The Sammy Higdon Endowment
The Mary Elizabeth Houston Fedric Endowment
The Butler and Daliah McLeod Endowment
The Mechanics Bank Endowment
The Mary Alice Moorman Endowment
The C.W. Parker Endowment
The Reverend Upton Reynolds Endowment
The Ross Family Endowment
The Venable-Cummings Endowment

General Criteria

Academic Achievement/Extracurricular Activity Involvement
The Michael E. Byrd Endowment (must have 3.5 GPA in high school)
The Sybil Reynolds Canon Endowment (single-parent or no-parent households)
The Robert L. “Mr. C” Carter III Endowment (reside in 11-county district/ must have 3.0 GPA in high school) 
The Wilson Edmondson Endowment
The Loretta Hentz Hanks Endowment (non-traditional student 25 years and older)
The Dr. Susan Avery Mitchell Endowment
The Willie B. and Polly Perkins Endowment (Tate County)
The Thomas A. Poff, Jr. and Carolyn P. Poff Endowment
The James and Jewel Wilborn Endowment  

Adult Student

The Loretta Hentz Hanks Memorial Endowment

Alumni of Northwest Mississippi Community College
The Northwest Mississippi Community College Alumni Association Endowment (children of Northwest alumni)
 

Catastrophic Illness and/or Disability
The Indomitable Spirit Endowment (DeSoto Center student; may be awarded to a part-time student)

Attending The Concourse Campus (Batesville)

The First Security Bank Endowment

Female Students in the Project Gateway Program
The Women’s Foundation of Mississippi Endowment

DeSoto County Farm Bureau
The Milton Walker Jones, Jr. Endowment (children and grandchildren of members)

Financial Need
The AT&T of Mississippi Endowment
The Sarah Garner Ainsworth Endowment
The Charles Alan (Charlie) Baldwin, Jr. Endowment
The Susan Avery Endowment 
The Joe Beckum Endowment
The Howard Carpenter Endowment
The Robert L. “Mr. C” Carter III Endowment (from any of the 11 counties we serve) 
The Henry I. and Westelle M. Copeland Endowment

The Couch Family Endowment

The Alan Clayton Crockett Endowment
The Pamela Joyce Day Endowment

The Kristie Duncan Endowment
The Entergy of Mississippi Scholarship (must have 2.5 GPA in high school)
The Faust Farms Endowment
The Faust, Hall, and Douglas Families Endowment
The First Financial Bank Scholarship
The First Security Bank/Larry Joe Pratt, Sr. Endowment (counties where First Security Bank is located)
The Coach Bobby R. Franklin and Ranger Coaching Staff Endowment
The Gateway Tire Endowment
The Aaron German Endowment (interest in rodeo competition)

The Goodwin Family Endowment (Tate County)
The Billie Bob Gray Endowment
The Matt Gregory Endowment
The Russell Hadskey Endowment
The W.C. Haley, Sr. and Lawson Wood Haley Endowment
The Judge Leon E. Hannaford Endowment
The David M. Haraway Endowment
The Ann Eliza Allison Harris Endowment
The Leslie, Paula, and Hal Herring Endowment
The Allen and Macelle Holliday Endowment
The Charlie and Viola Holliday Endowment
The Carson Holloman Endowment
The Robert L. King Endowment
The Henry B. Koon Endowment
The Dr. William D. and Catherine Taylor Longest Endowment
The Jim and Angelé McClure Endowment
The Reese D. and Corinne McLendon Endowment
The W.C. (Firpo) and Josephine Miller Endowment
The Heinz H. Molsen, Jr. Endowment
The Kenneth M. Murphree Endowment

The Thomas (Tom) and Jane Murphy Endowment
The Ronnie and Melody Musgrove Endowment
The Northwest District Workforce Development Council Endowment

The Coach Bill Oakley and Family Endowment
The W.P. and Frances Perkins Endowment
The J.P. (Blue) and Virginia Varner Phillips Endowment
The Lena Rivers Harris Riley Endowment
The Attorney Robert Thomas Riser Endowment
The Ross and Lucile Robison Endowment
Students Honoring Robert L. King Endowment
The W.P. (Bill) and Nannette Sissell Endowment
The Trustmark National Bank Scholarship
The Lois F. Veazey Endowment
The Roe Alma Weeks Endowment
The Garnett B. West, Sr. Endowment
The Joe R. and Mary Dunn Williams Endowment
The Dolores Beckum Wooten Endowment

The Robert L. and Mary Ellen Williams Endowment
The Lawrence “Bud” Young Endowment (Ranger rodeo team participant)

Members of Hinds Chapel or Horn Lake United Methodist Church
The Drew Young/Hinds Chapel & Horn Lake United Methodist Church Endowment

Members of Batesville Presbyterian Church
The John C. Curry/Batesville Presbyterian Church Endowment

Members of Independence Presbyterian Church, Batesville
The Independence Presbyterian Church Endowment

Members of First Baptist Church, Senatobia
The Dr. John and Mrs. Jessie Flowers Endowment

Descendants of Joe W. Longest, Jr.
The Joe W. Longest, Jr. Endowment

Family Members of Active-Duty Military Personnel or Veterans
The American Legion Post No. 19 Endowment (residents of Tate County)
The Audrey Daron Lunsford Endowment
The Veterans of Foreign Wars Post No. 7531 Endowment (residents of DeSoto County)

Family Members of Law Enforcement or Firefighter

The Clarence and Merita Tapley Firefighter Memorial Scholarship

Military Student / Veterans Affairs
The Larry Dhority Endowment (returning from active service with the U.S. Navy, Marine Corps, Army, or Air Force and has received an honorable discharge)
The Bon Hughes and Lillian McElreath Annual Scholarship

Northcentral Electric Power Association (must be family’s electrical provider)
The Melvin E. (Dooney) and Dot Childress Endowment
The Wayne D. Hollowell Endowment
The Ray Magee Endowment

Ranger Rodeo Team
The Scott Potts Endowment
The Lawrence “Bud” Young Endowment
The Steve Everette Watson Endowment

RR. Donnelley and Sons
The R.R. Donnelley and Sons Endowment (child or grandchild of employee)

Tallahatchie Valley Electric Power Association (must be family’s electrical provider)
The Tallahatchie Valley EPA Endowment

ThyssenKrupp Elevator Manufacturing
The ThyssenKrupp Elevator Manufacturing Scholarship (children of Mississippi employees)